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Past performance is not indicative of future returns. .

For many years, we have been working with investment consultants to make the best use of their money. The accuracy and consistency of the information have been in question, but we never cared about it much until the time we started having choices. And now that software is now taking over the world, we do have choices which are based on analytics and automation.

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These include:.

Betterment: Betterment is a robo-advisor that manages more than $2 billion in 93,000 accounts. For the management of the advantage, the company uses index funds and an automated allocation system on the basis of an investors risk tolerance and time interval. It helps people to have better control on their prosperity and to develop it with the help of advanced technology.

Wealthfront: Wealthfront is the worlds largest automated investment agency with over $2.5 billion in client assets. It manages a searchable, continually rebalanced portfolio of index funds on the consumers behalf at a very low cost and in an extremely tax-efficient manner. It does not charge fees on the first $10,000 and charges only 0.25percent annually on assets in excess of $10,000.

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Now, they are raising the bar by lowering the minimum amount required to open an Wealthfront account to just $500. .

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Motif Investing: Motif Investing, a Silicon Valley-based company, is an online broker that allows investors to invest in stock and bond portfolios built around everyday suggestions and broad economic trends, and produce customized motifs. The company has developed a unique financial product called themes which works like cheap exchange-traded funds.

Until now, the company has raised $126.5 Million in six Rounds of funding. Investors include Foundation Capital, Goldman Sachs, Ignition Partners and Norwest Venture blog Partners. Board members include former SEC Chairman Arthur Levitt and former Wall Street Executive Sallie Krawcheck. .

FutureAdvisor: FutureAdvisor is looking to bring top-flight wealth management services to the middle course. Unlike other services that target typically tech-savvy and wealthier customers, the normal FutureAdvisor client has roughly $100,000 to invest and has multiple accounts with different institutions. In certain ways, FutureAdvisors support is very similar to other offerings on the market; it utilizes algorithms to optimize the portfolio to get a potential client.

If a get redirected here customer want FutureAdvisor to really execute an investment plan, the company can do that. .

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Personal Capital: The companys service combines free resources that collect and analyze all the investor's financial data using a financial adviser to help manage and expand his investments. The company has managed over $800 million invested by clients. The companys providers are used by over 600,000 Americans to track $100 billionin accounts on the free software. .

Hedgeable: Founded in 2009, the company automates sophisticated investing for active professionals in less than five minutes with no minimum investment required. It brings the wealth management services of the ultra-high value to the masses. It has developed several proprietary systems to provide services which were previously only available to this ultra-high net value, such as risk management, hedging, bitcoin investing, influence investing and personal equity.

Nutmeg: Specializing in investments, ISAs and pensions, the company provides an online investment support thats intelligent, simple and honest. Until now, the company has obtained $37.3 million in two rounds of Homepage funding.

Wealth Horizon: A low-cost online service, Wealth Horizon provides investors investment information starting from as little as 12.50. The company is targeting savers that fall into the so called information gap(people that dont want to pay the high cost to get a financial advisers experience ).

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Swanest: Based out of London, Swanest is an online automated wealth manager using intelligent technology to build and manage custom-fit investment plans.   The company assists their clients to achieve their potential financial goals.

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MoneyFarm: MoneyFarm, the only online financial adviser in Italy, supplies first-class investment advisory to both small savers via a scalable, UX-driven, enjoyable and hassle-free platform. The companys clients are able to build build their portfolio with MoneyFarms asset allocation recommendations, manage it through time and implement all the transactions in a really straightforward and efficient way. .

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